CRF Business Assistance Program

Applications open Aug. 10 - Aug. 21 for Round 2

CRF Business Assistance Program can be used to reimburse the costs incurred on or after March 1, 2020 because of business interruption due to COVID-19 as a result of required closures, voluntary closures to promote social distancing, or decreased customer demand. Businesses who receive grant funding are required to document how the funds are used.

The City of Garland received funding from the CARES Act and is to distribute $500,000 of those funds to Garland small businesses through the CRF Business Assistance Program.

Grants of up to $20,000 will be made to businesses with up to fifty (50) employees at the time of application. Applications will be accepted via the Garland Chamber website. 

Grant applications will be processed with the help of the Garland Chamber of Commerce.

All documentation needs to be submitted up to one (1) day after application submission. Any application with missing documentation will automatically be rejected from consideration.

Apply via ZoomGrants™ 


Round 2 to begin August 10

On August 10, we will begin accepting application for businesses of 50 employees or less and have received previous federal assistance like EIDL, PPP or others. The rest of eligibility and documents are still required. View the details below for more information. Click the button above to access the application. For Round 2, applications will be accepted Aug. 10 - 21.

Eligibility

Grant funds are open to businesses who fit the following criteria:

  • For-profit businesses with 50 employees or less (Round 2) at the time of City of Garland’s COVID-19 emergency declaration on March 16, 2020.
  • Must be located within Garland city limits and operate out of a physical location in Garland.
    • Physical location includes “brick and mortar” structure, single-family homes, and other types of physical locations. Locations will be verified with the review of Certificate of Occupancy as granted by the City of Garland Building Inspection.
    • Business must have been in operation since September 21, 2019.
    • Registered to do business in the State of Texas.
    • Demonstrate a 25% or more loss of revenue due to the COVID-19 pandemic.
    • Annual gross revenue must be under $1.5 million.
    • Owner/Applicant is not currently in bankruptcy and has not filed bankruptcy in the last 12 months.
    • Owner/Applicant is current with property taxes and City fees, or has a payment plan in place with County and/or City as of April 30, 2020.
    • Self-employed individuals, independent contractors, and sole proprietors serving the business community are also eligible.
    • No conflict of interest with the City of Garland and Garland Chamber of Commerce (i.e. the following persons cannot have ownership or financial interest in the assisted business, or be an employee of the assisted business: City of Garland elected officials and their immediate family members or City of Garland staff and Garland Chamber of Commerce staff).
    • All funds must be spent by November 11, 2020.

If selected for the CRF Business Assistance Program, grants will be a minimum of $5,000 to a maximum of $20,000, based on invoices and proof of payment for eligible expenses paid during the period from March 1, 2020 through May 31, 2020.


**For round 2of small business grants, we are following Dallas County and accepting businesses who have received previous federal assistance, such as PPP or EIDL funding. 


What can these funds be used for?

CRF Business Assistance Program funds can be used to reimburse the costs incurred on or after March 1, 2020 of business interruption due to COVID-19 as a result of required closures, voluntary closures to promote social distancing, or decreased customer demand. Examples of these costs include but not limited to:

  • Fixed Assets:
    • Equipment / Machinery (must be directly related to COVID-19)
    • Personal Protective Equipment (PPE)
    • Technology
      • Contactless payment types
      • Electronic devices
      • Business software (Quickbooks, etc.)
  • Services:
    • Working Capital
    • Payroll Expenses
    • Contract Labor
    • Health care benefits
    • Supplier payments
    • Rent, lease or mortgage payments for real property used for business purposes. (ex. A storefront or warehouse. Does not include personal residence.)
    • Rent, lease or purchase payment for business property (ex. Delivery vehicle, food truck, kitchen equipment, technology payment, and communications systems/equipment.)
  • Marketing:
    • Website improvements:
      • Redesign
      • New development
      • Feature addition (online shopping, chat, etc.)


Funds can be used for one or all costs examples. Businesses who receive grant funding will be required to document how the funds are used and submit documentation once funds are depleted.


Required Documents to Include with Application

Business owners must complete their CRF Program application by getting the following business documents in order:

  • A completed W-9 form
  • Documentation of Going Concern and Business Verification. This will require one of the following documents:
  • Proof of employment. This will require one of the following documents:
    • Payroll ledger or payroll company report
    • W-3 form (Transmittal of Wage and Tax Statements)
    • 941 Form
    • Other document showing payroll expenses, employer insurance expenses, or employer retirement expense for the first quarter of 2020 (prior to the City of Garland’s COVID-19 emergency declaration on March 21, 2020) as well as the most current version of this document.
  • Profit & Loss (P&L) statement from January through June for 2019, as well as a P&L statement through June 2020.
  • Balance Sheet from January through June for 2019, as well as a Balance Sheet through June 2020.
  • Invoices and expenses paid during the period from March 1, 2020 through May 31, 2020.
  • For sole proprietors, applicants are required to provide a 2018 or 2019 Schedule C.


If you do not have a proper P&L statement, please use your 2019 and 2020 bank statements to fill out this template to submit in place of your P&L. If you use this template, please submit your 2019 and 2020 bank statements with the application.

Selection Process

Garland Chamber of Commerce staff will review eligible applicants who have submitted all required documentation. CRF Business Assistance Program will be distributed in order of application arrival.

If selected for the CRF Business Assistance Program, grants will be a minimum of $5,000 to a maximum of $20,000, based on invoices and proof of payment for eligible expenses paid during the period from March 1, 2020 through May 31, 2020.

Applications will be submitted through ZoomGrants. Through this platform, business owners have the capability to submit their application with the required documentation to be eligible. Applications will be reviewed in the order of arrival. If application is missing documentation, notification will be sent stating there is a 24-hour deadline to receive missing documentation. If not received within timeframe, application will be place on the end of application submissions.

Application will be initially reviewed by Chamber staff. Second review and final approval will be conducted by executive members of the Chamber Board of Directors.


Email for Assistance

For questions about the CRF Business Assistance Program, email Andrea Tamez at andrea.tamez@garlandchamber.com Monday through Friday. Expect a response within 24 hours.