Small Business Resources

2021 SBA Resources

PPP Second Draw Applications Open on January 13

The U.S. Small Business Administration, in consultation with the U.S. Treasury Department, re-opened the Paycheck Protection Program loan portal. The PPP loan portal system will initially accept First Draw PPP loan applications from participating Community Development Financial Institutions (CDFIs), Minority Depository Institutions (MDIs), Certified Development Companies (CDCs), and Microloan Intermediaries. Second Draw PPP loan applications will be accepted starting on Wednesday, January 13. PPP will open to all participating lenders shortly thereafter. 

Second Draw Forms

Guidance & Resources

For more information and updates, visit or 

Banks you can visit for PPP loans: (no need to be a client)

Second Stimulus Package: An Overview of the New Stimulus Bill

Date: Jan. 21, 2021
Time: 1 - 2 p.m.

About the Webinar:

As part of an end-of year pandemic relief package, Congress has passed a new stimulus bill. Please join SCORE Fort Worth for this free informative webinar that will preview the following changes that are coming with this new bill.

  • Changes to the Paycheck Protection Program (PPP)
  • Second Draw PPP for small businesses who have exhausted their initial loan
  • Impact eligibility for initial PPP loans
  • The loan forgiveness process
  • Tax treatment of PPP loans
  • Economic Injury Disaster Loans (EIDL Program)
  • The Employee Retention Tax Credit
  • Venue Grant program
  • SBA Loan Programs


SBA 8(a) Business Development Program Information Kick-off Session
Date: Jan. 21, 2021
Time: 1 - 3 p.m.

About the Webinar:

The U.S. Small Business Administration, Dallas/Fort Worth District Office has joined forces again with the Dallas/Fort Worth, Minority Supplier Development Council and the Minority Business Development Agency, Business Center to deliver a five-part training series designed to help prospective 8(a) applicants understand the Program criteria, benefits and take applicants through application process.  The event kicks off at 1:00 p.m. (CST), January 21, 2021 with an orientation and overview of the 8(a) Business Development Program.  Application process sessions are scheduled for:

Session 1: Tuesday, February 9, 2021 (10:00 a.m. – 12:00 p.m.)

Session 2: Tuesday, February 16, 2021 (10:00 a.m. – 12:00 p.m.)

Session 3: Tuesday, February 23, 2021 (10:00 a.m. – 12:00 p.m.)

Session 4: Wednesday, March 10, 2021 (10:00 a.m. - 12:00 p.m.)

All sessions will be conducted via Zoom. 


System for Award Management (SAM) Updated Virtual Session
Date: Jan. 26, 2021
Time: 10 - 11:30 a.m.

About the Webinar:

Are you interested in Government Contracts?

Are you considering SBA 8(a) Certification*?

The Cross Timbers Procurement Technical Assistance Center will be facilitating a virtual workshop to get interested contractors registered to do business with the Federal  Government.  


  • DUNS Number**
  • Tax ID and/or Employer Identification Number (EIN)
  • Have a Legal and Correct Business Name
  • NAICS Code(s)
  • Establish an account with LOGIN.GOV
  • Research your size standard as established by the SBA.

* A company must be registered in SAM or in the process of getting SAM registration to participate in the upcoming SBA 8(a) Business Development Program Orientation on January 21, 2021.

** If you do not yet have a DUNS number, visit the Dun & Bradstreet website at or call 1-866-705-5711 to register or search for DUNS number.  Allow 2 - 3 days to receive a requested DUNS number.


COVID-19 Crisis Resources

The COVID-19 crisis took all businesses by surprise. Everyone wonders how this will affect the economy and the stability of small businesses. The Garland Chamber wants to help you find resources to make your business sustainable during this time of crisis and provide you guidance to those that can help you. Follow the links below to resources that will be beneficial to your business.

Open Texas Guidelines and Checklist 

Richland College - Garland Campus Training Grant

Unemployment and Workers’ Comp

  • Anyone who has lost their job due to coronavirus or has had to take time off to self-quarantine or care for a sick relative (and does not get paid sick time from work) may apply for UNEMPLOYMENT benefits. Info on that here. Governor Abbott has suspended the waiting period for unemployment benefits.
  • Anyone whose job has brought them into direct contact with someone with coronavirus (for instance, a first responder or a health care worker) and has become ill or are required to quarantine can file for WORKERS’ COMP. File for that here.
  • If you or a friend or family member are out of work, the Texas Workforce Commission provides support services as well.

Financial Assistance

The U.S. Department of Treasury has a list of financial resources for consumers.

Trouble Paying Rent or Mortgage

If you don’t have enough money to pay, contact your lender or landlord immediately. Help includes:

  • If you are a Dallas Housing Authority client, please immediately report any loss of income in order to reduce your portion of the rent and inspections will be restricted to health and safety only.
  • Texas Department of Housing and Community Affairs Foreclosure Prevention 1-888-995-HOPE (4673)
  • Texas Attorney General Consumer Protection or call 800-621-0508
  •  Texas Health and Human Services Commission has resources available. There may be vouchers to assist those in need with paying their rent. Also get government assistance with other needs, including lease application fees, information on low-income housing and security deposits. Dial 1-877-541-7905 to find additional ways to get rent help.
  •  Texas offers programs that can help you with paying your mortgage and also avoid foreclosure. Local resources, including government and non-profit assistance, can help qualified homeowners
  • Homeowners have other resources too. Also, click here for a listing of Texas HUD counseling agencies that provide free foreclosure counseling.

Support Local Businesses

For BIG Innovation, Think Small Biz!

Show us your BIG innovation. Send in a 1-minute video about something you did that was innovative through the pandemic. We will be celebrating small businesses and will post your video on social platforms between May 3 - 9. View the flyer below for more information.

View Flyer

We're proud of the strong small business community in Garland, Texas, and we believe each one plays a critical role in the success and sustainability of our local economy as a whole. From innovative, crowd-funded start-ups to family-owned establishments that have been around for generations, the Chamber exists in large part to serve the thousands of small businesses that have set up shop in our city.

  • Why is Small Business a Big Deal?

    According to the U.S. Small Business Administration Office of Advocacy, based on the U.S. Census 2002-2010, small businesses represent 99.7 percent of U.S. employer firms. The 23 million small businesses in America already account for 54 percent of all U.S. sales and while the rate of small business start-ups continues to climb, the rate for small business failures has declined. These statistics indicate that, when done right, small businesses can not only be successful, but sustainable as well.

  • Can the Chamber Really Help my Small Business?

    Yes! Throughout the Chamber’s 120-year history, the staff has worked diligently to develop programs and form partnerships that allow the organization to provide extensive and relevant resources to the local small business community. Check out the resources available here on our website. Don’t see something you’re looking for? Call a Chamber staff member and tell us what you need. It will be our pleasure to get you connected.

  • Can I Talk to a Real Person?

    Absolutely. We'd love the chance to meet with you and learn all about your business and your goals. Chamber CEO Paul Mayer has been in the Garland community for more than 25 years and has a great deal of experience helping businesses navigate various operational challenges. Contact Paul at (469) 326-7444 or

Expert Business Advice

The challenges small businesses face often require skill sets outside of the business owner's primary area of expertise, which makes it difficult to find solutions. Through our partnership with the Dallas Metropolitan SBDC, we have an SBDC counselor on site two days a week. All appointments are always free, with no membership obligation.

Learn More

Free Workshops

Does your insurance coverage really have you covered? Is your targeted marketing strategy reaching your target customer? These can be tough questions for a business owner to answer, but we can help! Leveraging our connections with local experts in a variety of fields, our BOLD Speaker Series 2.0 gives you face-to-face access to the pros who can help you find solutions to the challenges you're facing. And best of all, it's free to attend!

Learn More

Sustainability Strategies

Getting a small business started is a major accomplishment, but making sure it's sustainable for the long haul is a whole different hurdle. When it comes to finding time-tested ways to help your business grow, the Chamber of Commerce is the perfect place to start. Whether you need to get connected to local suppliers, find new outlets for your marketing message, or demonstrate commitment to the community you call home, the Garland Chamber can help!

Learn More

Andrea Hernandez
"Let me help your small business grow in Garland, Texas"

Whether you seeks resources for sustainability or advice on practical growth strategies, my business is making your business succeed!

Andrea Hernandez

Marketing & Small Business Coordinator (469) 326-7464

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